Just kope-d this from my sister's blog. Be blessed! :)
How to Save Money When You’re Broke
Very often we blame our inability to save money on the fact that we don’t have much.
There is a merit of truth to that, but that is not necessarily the reason why we don’t save money. Saving money is something we commit ourselves to whether we have lots or little.
It does not depend on how little we have but rather on how committed we are to saving it. Here are some useful suggestions to help you save money even when you’re broke.
Instructions
Difficulty: Moderately Easy
Step1
Make a commitment. Decide that you are going to begin saving money and then do it. Whether it’s 1 penny, 1 dollar or 100 dollars, the amount doesn’t matter. It’s the commitment to follow through with your decision that will prosper your savings account.
Step2
Decide how you are going to save money could be through having a certain amount taken off your pay each week and put into a savings account, or it could be you taking that amount and putting it in a piggy bank. Decide how you are going to save and then stand by your choice.
Step3
Pick an amount of money to save, whether it is a dollar amount, a percentage amount or what’s left over. But be committed to save that amount regardless of how much it is.
Step4
Make your decision a ritual that will develop into a good habit. Even if you drop 50 cents into your piggy bank each week, it is the committed habit of doing it that will make you do it again next week.
Step5
Set a long-term goal for your savings and decide what those savings will be applied to. This could be a vacation, a bill paid off, a new appliance or simply your retirement. But be faithful with executing your goal.
Step6
Set short-term goals along the way so that you can see your accomplishments. Perhaps every month you could take enough money from your savings to treat your family to pizza.
:)
How to Save Money When You’re Broke
Very often we blame our inability to save money on the fact that we don’t have much.
There is a merit of truth to that, but that is not necessarily the reason why we don’t save money. Saving money is something we commit ourselves to whether we have lots or little.
It does not depend on how little we have but rather on how committed we are to saving it. Here are some useful suggestions to help you save money even when you’re broke.
Instructions
Difficulty: Moderately Easy
Step1
Make a commitment. Decide that you are going to begin saving money and then do it. Whether it’s 1 penny, 1 dollar or 100 dollars, the amount doesn’t matter. It’s the commitment to follow through with your decision that will prosper your savings account.
Step2
Decide how you are going to save money could be through having a certain amount taken off your pay each week and put into a savings account, or it could be you taking that amount and putting it in a piggy bank. Decide how you are going to save and then stand by your choice.
Step3
Pick an amount of money to save, whether it is a dollar amount, a percentage amount or what’s left over. But be committed to save that amount regardless of how much it is.
Step4
Make your decision a ritual that will develop into a good habit. Even if you drop 50 cents into your piggy bank each week, it is the committed habit of doing it that will make you do it again next week.
Step5
Set a long-term goal for your savings and decide what those savings will be applied to. This could be a vacation, a bill paid off, a new appliance or simply your retirement. But be faithful with executing your goal.
Step6
Set short-term goals along the way so that you can see your accomplishments. Perhaps every month you could take enough money from your savings to treat your family to pizza.
:)
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